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Author: Obloda Koremudi

Bad Credit Manufactured Home Loan

Bad Credit Manufactured Home Loan

The manufactured home loan industry has undergone several changes over the past couple of years and the main change is that most all banks have discontinued their subprime manufactured home loan programs. Many still loan under Fannie Mae guidelines but these loans are capped at a maximum 65% loan to value. The problem with this is that many manufactured home owners purchased their properties a few years ago at much higher loan to values when the banks were much more flexible in their loan programs, so when a borrower tries to get cash out for debt consolidation today, they realize it’s almost impossible to find a lender who will go to 80-95% loan to value.

Manufactured homeowners with bad credit are having a tougher time finding mortgages for their homes and many are in adjustable rate mortgages that are starting to climb towards the sky. Leaving borrowers frustrated with very few options in finding a decent loan for their properties.

The truth is that there are still lenders, investors and mortgage brokers that specialize in the subprime financing of manufactured homes. Subprime, meaning borrowers with less than perfect credit to even terrible credit. Even A paper borrowers may be forced to go this route to consolidate debt and obtain a loan with a higher loan to value

The first thing every manufactured homeowner with bad credit should do is their homework and there is no easier way than the good old trusty internet. When searching the web, keywords will be the golden key to connecting with the right lender, investor or mortgage broker. Try keyword phrase searches such as, bad credit manufactured home loan, manufactured home loan, manufactured home loans, manufactured home lenders, subprime manufactured home loan, etc. Each search will pull up different results. Some sites will be just lead portals for companies to sell your information and some will be the companies you want to talk to.

When searching for a manufactured home loan, my advice is to always talk with someone or a company that specializes in these types of loans. If you just go down to your local mortgage company down the street, chances are they can’t help or will give you the run around leaving you stressed out and frustrated.

Global Manufacturing Lists

Global Manufacturing Lists

Manufacturers’ database can be found on dedicated websites where buyers can review products in relation to the manufacturer before making the final decision. All kinds of manufacturers sign up with such database sites to showcase their products and to attract customers who are most interested in them. The sites include global manufacturers, giving them exposure to the rest of the world and giving the buyers the freedom to choose whom to buy their products from.

Buyer Benefits

  • · Buyers joining such sites with lists of manufactures will not only enjoy free membership, but will also gain access to free quotes for their products. With the information they get, they can compare suppliers, location and their prices for sound decision making.
  • They can get access to supplier feedback which plays a very important role in eliminating risks of dealing with those that are not very reputable or reliable. They can make transactions without any fear.
  • The best sites offer translation services to buyers, hence enabling global trading. The geographical barriers and language barriers are broken down giving every user from any part of the world a pleasant trading experience.
  • The buyers can also get alerts for new supplier deals and offers. This increases their chances of finding the products they need at fair prices.
  • The database sites offer buyers an easy time connecting with manufacturers and suppliers hence they can get more details on what they are interested in.

Manufacturer Benefits

  • By joining the sites, suppliers have an easy time getting exposed to the world and thus increasing their customer base.
  • They enjoy profile services where they can give more company details and products to ensure buyers have all important information to buy.
  • Onsite marketing is another great advantage that manufacturers will have when joining the database sites. They can also enjoy banner advertising and emailing as well as technical support and customized commercials.
  • With so many other manufacturers on site, a supplier can get to find out what their competitors are doing differently to attract customers. This way, they can re-strategize to be on top of the competition and give customers exactly what they need.
  • With the exposure, manufacturing companies also enjoy the advantages of SEO. They can optimize their profiles to improve visibility, which is a great tool of bringing in conversions.
  • Communication between them and customers is improved which gives them the chance to convince their potential customers before they change their mind to use another supplier who is prompt in response.


Outline on Lean Manufacturing

Outline on Lean Manufacturing

It is important to note that the aim of this concept is successfully attained through human resources and by using the various machines as tools to meet the goal. Though it requires some extra effort on every person participating on the process, one major advantage for workers is that provides them the opportunity to play a major role in the company’s decision making process. In order to perform better operations and avoid waste, employees or workers are dynamically involved in offering suggestions and taking action, and this degree of employee involvement further helps in improving employee performance.

At present most of the world’s leading manufacturing companies are taking interest to turn their conventional manufacturing systems into lean manufacturing as many of them are stunned by the simplicity and the effectiveness of the lean techniques. It is totally opposite to traditional manufacturing approaches that are mostly characterized by excessive use of economic order quantities and high inventory. It imparts a better and effective control over everyday activities and also reduces the cycle time. Apart from this it also help in synergizing various departments. Rather than considering each subdivision as an individual firm, this technique is more likely to bind all the concerned subdivision in one binding unit thereby working positively on the overall organization’s performance. No doubt, today “Lean”, is the latest buzzing word in manufacturing world, and every big or small firm from varied segments of the industry are implementing lean manufacturing systems and installing lean manufacturing software that can further facilitate the process in an effective manner.

Now as lean manufacturing system aids you in achieving maximum return on investments within the minimum frame of time, it is important to understand that to attain total success one has to be very careful regarding different range of factors related to lean manufacturing software. This is where lean manufacturing consultants play a vital role and can help you in executing this new system in an effective manner. An effective consultancy from a lean manufacturing consultant can restructure your business by assisting you in minimizing the wastes at different stages of the manufacturing process. Moreover, a valuable lean manufacturing consultancy can transform the mode you do the manufacturing business. Here are some of the other advantages of availing the services of lean manufacturing consultants:

  • Professional assistance on best practice for your specific business need.
  • Training material for your employees.
  • Professional assistance on the proper and effective usage of lean manufacturing software that can better suit to your business needs.
  • Information on latest happenings and updates required to be done in the field.

Lean manufacturing is an operational approach and if it is executed appropriately, it will provide a new aspect to competing, like developing high quality products and delivering them with unmatched lead times. For the enterprise dedicated to maintain effectiveness in all business, lean manufacturing can prove to be a good management practice. A lean manufacturing is a new technique that can provide companies with the tools to survive in the market and meet the global demand for higher quality products with quicker production time at minimum cost

Apparel Manufacturers

Apparel Manufacturers

There are a sea of clothing manufacturers online. Many of them are listed in lists and directories. You will need to search terms like garment, apparel, clothing, fabric, etc. You might also want to post your needs in a forum online and see what companies others might recommend.

When looking for a manufacturer, first nail down all of the specifics that you need. Do you need silkscreening? Is this for t-shirts, childrens clothing, fleece, suits, etc? These types of specifics can help you narrow down a certain type of manufacturer. There are clothing companies that specialize online in t-shirts and silk screening and there are other that specialize in more complex clothing like coats and jackets.

Choosing a manufacturer in the United States will of course be more expensive than working with a foreign manufacturer. However, foreign manufacturers usually have high order minimums and will not work with someone with a small order.

Another way to find an apparel manufacturer is to post your job on a job board for manufacturers and let them bid on the job. Try to weed out manufacturers that have negative reviews or negative feedback. When you start, it is best to work with a manufacturer that has good reviews or feedback.

Make sure you evaluate several bids on your job before you decide who to work with. If you are in the US or Canada, its also wise to start working with a manufacturer in the US or Canada before you consider working with foreign manufacturers.

Engineering Capabilities Of Defence Vehicle Manufacturers

Engineering Capabilities Of Defence Vehicle Manufacturers

Complete design capability

One of the capabilities of reliable defence vehicle manufacturers is they have complete design capabilities. Of course, every client has their own needs and preferences. So, it is a must for manufacturers to match these requirements. Because of this, manufacturers have been dealing with all aspects of military vehicles from drivelines up to protection systems. Not to mention, most manufacturers are using the latest design tools to ensure reliable performance.

Duty-cycle requirement

There are defence vehicle manufacturers that follow duty-cycle requirements. These requirements are integral to ensure vehicle durability and efficiency. These requirements also aim to provide mobility, crew safety as well as reliability during unexpected attacks.

Product improvement and innovation

Of course, manufacturers are providing reliable and effective vehicles every time. However, there are cases when product improvement and innovation must be done. With this said, there are defence vehicle companies that offer constant improvements. These include advanced modeling techniques, incorporation of new technologies and even integration of customer requests.

Latest simulation tools and techniques

To ensure that all vehicles as well as its features are properly working, defence vehicle manufacturers also make use of the latest simulation tools and techniques. Testing vehicles and its functions are important to avoid certain issues that can affect their purpose. In addition, simulations also help manufacturers to look for better ways to make their products more reliable. Fortunately, all these can be accomplished with the use of the right simulation tools and techniques. Apart from that, all simulations are done by experienced experts who are using the best facilities and other testing sites.

Choose Reliable Control Transformer Manufacturers

Choose Reliable Control Transformer Manufacturers

The transformers are available in different types and sizes for the specific industrial applications. The wide range of device includes the rectifier transformer, auto transformer, step down transformer, control transformer and isolation transformer among various others. With the rapid growth and changes in the industrial area, the advancement of the device has created various concerns while choosing the device wisely for long-term functionality. Based on the types, sizes, productivity, and quality; the transformers are selected carefully as per the application. Before selecting the device you should choose the good Transformer Manufacturers.

Features Of A Well-Equipped Transformer Manufacturer In The Market:

  • Wide Range – The manufacturer which is offering you fewer products may not have expertise in manufacturing a variety of products. But a manufacturer who already has a huge range of products can meet your demands and give you tremendous results. They must be capable of customizing the device as per your convenience.
  • Experience – Manufacturing a huge range of products adds value to the reputation and goodwill of the company. Whether you need a custom-made transformer or a standard transformer, a manufacturer always has a fresh option to serve you with the best. The experienced manufacturers have professional engineering excellence and diverse customer base.
  • Custom Option – Even though the manufacturer has a huge variety of different sized transformers. The standard transformer offered with them may not satisfy your requirements so that you will need to customize your device as per your load requirement. Look for a supplier who can compete with your demands and fulfill them for the better experience.
  • Meet Your Expectation – After ensuring all the above-mentioned features in a manufacturer, you need to test whether he can meet your expectations or not. A company which can meet your every unconventional yet possible requirement is the best. The delivery time and quality also matter in the case of a time-tested company. Control transformers are the important device when you are engaged in dealing with the heavy-duty and powerful machines.

Small Business Manufacturing Ideas

Small Business Manufacturing Ideas

Establishing a business from home can be simple with some innovative manufacturing ideas. You can even start a business for free by making crafts or goods. The key to manufacturing products at home is to start out with a simple idea and build it based on what you are good at manufacturing. The best free small business manufacturing ideas are those that are based on building something that use your hands such as constructing crafts or replicating art or jewelry.
Those who are crafty can use products that they have in their house and manufacture jewelry, clothes, knitted pieces or crocheted pieces. You simply need initial start-up products and samples that will service as a representative of what you manufacture.
You can also take this a step further by replicated products such as jewelry or artwork from pop culture. These items are generally costly but can be replicated with little or no investment on your behalf. If you know how the basics of how to manufacture these items you can market yourself as a custom or niche manufacturer.
If you are skilled in construction you may consider doing this on a smaller scale by creating dollhouses. This innovative idea can start from home where you utilize any wood you have to create a small-scale home. Using one model at home you can market your dollhouse to stores, flea markets, craft shows, your website, and various other Internet sites. You only need one dollhouse to start since you are showing an idea of what you can construct. This manufacturing idea has the potential to grow into a well-established business.
If you need money now, like I mean in the next hour, try what I did. I am making more money now than in my old business and you can too, read the amazing, true story, in the link below. When I joined I was skeptical for just ten seconds before I realized what this was. I was smiling from ear to ear and you will too.

Outsourcing Manufacturing

Outsourcing Manufacturing

Manufacturing outsourcingis not a new concept by any means. Companies often discover that for most of their parts manufacturing, outsourcing solutions are tricky to find and negotiate due to distance, cultural difference, language barriers, international trade regulations, foreign exchange rates, and ways of doing business. Yet companies from well-developed countries have almost always used manufacturing outsourcing to save on the cost of acquisition of contract manufacturing. Outsourcing over the Internet has advantages, and has drastically increased global sourcing as associations in foreign countries are now much easier to find and forge. The Internet is not without its disadvantages as well. Recent news about corruption and fraudulent overseas manufacturer scams on the very popular Alibaba website partly owned by Yahoo, (February 2011), raised doubts about validity of manufacturing outsourcing over the ‘Net as a trustworthy tack.

As the huge costs in local raw materials and manpower soar annually, companies of all sizes find out that total expenditures can be reduced in order to earn a profit by global sourcing of materials and finished products. Since the cost of production is significantly higher in countries such as the United States, Canada, the United Kingdom and other rich nations, there is no other way for industries that require parts production in those countries to improve revenues from existing streams than outsourcing manufacturing to developing, or under-developed nations.

Countries like India, China, the Philippines, and other Asian countries that specialize in manufacturing outsourcing contracts play a key role in giving profitable advantages to big companies in North America and Europe. They do not only offer low manpower fees but also produce good quality merchandise. Overseas manufacturers can be approached individually, or can find out about RFP’s and tender their bid on production of certain manufactured parts, showing the richer country’s corporation how they could save money on that production due to consideration lower labor cost, comparable quality merchandise, and also the reliability of the nation to catch up to demands. Winning a manufacturing outsourcing bid would eventually contribute greatly to the overseas country’s economy by generating more income for its people and providing a guarantee of earning regularly from contracting companies. After the bid has been awarded, people from these developing nations will have the chance to get skills training from contractors, thereby earning money while garnering more knowledge and experience in production assemblies, plants, or factories. As they improve their business of catering to the richer countries, they become more efficient and can increase their own profit.

For many overseas countries, provision of global sourcing is a prime source of revenue. Asians are the targeted workers for many, if not most, manufacturing outsourcing strategies. Their good attitude towards work and training on production lines allows them to work without any fuss as long as they get paid on time and receive the amount they have been promised to earn. Providing benefits to workers is also one of the things that can attract developing countries to bid for outsourced contracts. When outsourcing was just beginning, companies took on just one single location for their production. Placing all the eggs in one basket was not at all good for companies who wanted longer-term production.

It is apparent that today, companies sometimes try to split into smaller contracts of what used to be larger ones and gave shortened manufacturing periods. Diversifying the outsourcing manufacturing can result in a much better timeline gain as lags in deadlines and the total number of production pieces is served. Each location in the diversified outsource project end up competing with the other location’s productivity to win more contracts and in turn serve the richer nations’ companies better. Having a smaller group to handle is less of a problem in controlling manpower skills and quality.

Manufacturing outsourcing has continued to grow more popular year by year, and it is most likely to increase in the coming years, fostering good relationships between contracting nations and outsourced locations, each side of the transaction earning advantages out of the relationship.

Contact an experienced global sourcing company such as Con-Tech International in New Orleans, Louisiana – your manufacturing outsourcing, procurement, and supply chain authority to develop new, or nurture existing, global sourcing.

Private Label Manufacturing

Private Label Manufacturing

Private label manufacturing gives any business the opportunity to have its own range of products, with its own brand name and label, for which customers must return exclusively to them to re-purchase.

With the correct formulations, these products can be as good as, if not better, than the leading brands. Private label manufacturing allows you to choose the quality of your ingredients and know exactly what is in the products you are using and selling to your customers.

You don’t need to hire a private manufacturer in order to produce your own range of products. You can easily and safely do it yourself. In fact, you can even manufacture products for other companies.

Private label manufacturing is also extremely profitable. If you have an existing business and use cleaning products, toiletries, skin or hair care products on a regular basis, you have the potential to save a substantial sum.

If you’re looking to start a business, or increase your existing income, cosmetic and chemical manufacturing has little competition for such a huge market.

The profit margins in private label manufacturing are something most outsiders find amazing – a bottle of shampoo which sells for $10 or more can cost as little as 50 cents to make from raw ingredients.

Private label manufacturing is also surprisingly easy – if you can follow simple directions, you can easily mix together the ingredients required to make everything from window cleaner and laundry detergent, to deodorant and air freshener, self-tanning spray, acne treatments, mineral make-up, etc. You can use exactly the same raw ingredients as the major cosmetic and chemical manufacturers.

Private label manufacturing is a highly profitable service to offer for fundraising and promotional activities for sports clubs, schools, service organizations, and similar groups.

Private label manufacturing does not require an expensive laboratory and equipment – it can easily be done from home or workshop.

The formulations are not common knowledge – which means it is an extremely difficult business for others to copy. This also explains why the major manufacturing companies are some of the wealthiest corporations in the world.

Private label manufacturing is a unique and prestigious business offering unlimited opportunities to expand further in many directions.

Lean Manufacturing Transforms Businesses

Lean Manufacturing Transforms Businesses

The origins of the lean concept

In the middle of the 20th century, Toyota-the Japanese automaker-introduced lean manufacturing. To eliminate diverse waste types, the automaker introduced three broad categories-mura, muda and muri. (The lean principles were built from these three concepts only.)

  • Muda-it primarily refers to the seven waste forms.
  • Muri-it includes the modifications (in a production process) to get rid of the identified wastes
  • Mura-it comprises the steps that have to be taken (proactively or in response to a completed process) for eliminating unforeseen wastes

The seven waste types

Analyzing the working of lean principles begins by knowing muda (the seven waste forms) that is generally found while product manufacturing is underway.


This specific waste is of two types. First-if there is a manufactured product that is (or must be) sold at low rates, it can easily distress the company’s bottom line. Second-if there is a product that is manufactured before its buying needs arise, resources must be earmarked to store the merchandise.


Having an excess of inventory requires the additional money that is spent on storing it.


If you will unnecessarily move a part during a manufacturing process, you are likely to damage it and delay the entire production process too.


This, by and large, refers to the correction made in a work that has already been done. By doing so, you can incur heavy costs because you will have to check the production process from the beginning.


The term “motion” consists of all the body movements that are made by a worker during the manufacturing process. Motions sometimes include the body movements that cause stress and lead to possibly injuries as well.


If you are confused about the product’s working or the wants of the customers, that confusion can result in waste generation.


Any delay that is encountered in the manufacturing process can waste a lot of time; this can increase the worker’s downtime, too.