Bad Credit Manufactured Home Loan

Bad Credit Manufactured Home Loan

The manufactured home loan industry has undergone several changes over the past couple of years and the main change is that most all banks have discontinued their subprime manufactured home loan programs. Many still loan under Fannie Mae guidelines but these loans are capped at a maximum 65% loan to value. The problem with this is that many manufactured home owners purchased their properties a few years ago at much higher loan to values when the banks were much more flexible in their loan programs, so when a borrower tries to get cash out for debt consolidation today, they realize it’s almost impossible to find a lender who will go to 80-95% loan to value.

Manufactured homeowners with bad credit are having a tougher time finding mortgages for their homes and many are in adjustable rate mortgages that are starting to climb towards the sky. Leaving borrowers frustrated with very few options in finding a decent loan for their properties.

The truth is that there are still lenders, investors and mortgage brokers that specialize in the subprime financing of manufactured homes. Subprime, meaning borrowers with less than perfect credit to even terrible credit. Even A paper

Global Manufacturing Lists

Global Manufacturing Lists

Manufacturers’ database can be found on dedicated websites where buyers can review products in relation to the manufacturer before making the final decision. All kinds of manufacturers sign up with such database sites to showcase their products and to attract customers who are most interested in them. The sites include global manufacturers, giving them exposure to the rest of the world and giving the buyers the freedom to choose whom to buy their products from.

Buyer Benefits

  • ¬∑ Buyers joining such sites with lists of manufactures will not only enjoy free membership, but will also gain access to free quotes for their products. With the information they get, they can compare suppliers, location and their prices for sound decision making.
  • They can get access to supplier feedback which plays a very important role in eliminating risks of dealing with those that are not very reputable or reliable. They can make transactions without any fear.
  • The best sites offer translation services to buyers, hence enabling global trading. The geographical barriers and language barriers are broken down giving every user from any part of the world a pleasant trading experience.
  • The buyers can also get
Outline on Lean Manufacturing

Outline on Lean Manufacturing

It is important to note that the aim of this concept is successfully attained through human resources and by using the various machines as tools to meet the goal. Though it requires some extra effort on every person participating on the process, one major advantage for workers is that provides them the opportunity to play a major role in the company’s decision making process. In order to perform better operations and avoid waste, employees or workers are dynamically involved in offering suggestions and taking action, and this degree of employee involvement further helps in improving employee performance.

At present most of the world’s leading manufacturing companies are taking interest to turn their conventional manufacturing systems into lean manufacturing as many of them are stunned by the simplicity and the effectiveness of the lean techniques. It is totally opposite to traditional manufacturing approaches that are mostly characterized by excessive use of economic order quantities and high inventory. It imparts a better and effective control over everyday activities and also reduces the cycle time. Apart from this it also help in synergizing various departments. Rather than considering each subdivision as an individual firm, this technique is more likely to

Apparel Manufacturers

Apparel Manufacturers

There are a sea of clothing manufacturers online. Many of them are listed in lists and directories. You will need to search terms like garment, apparel, clothing, fabric, etc. You might also want to post your needs in a forum online and see what companies others might recommend.

When looking for a manufacturer, first nail down all of the specifics that you need. Do you need silkscreening? Is this for t-shirts, childrens clothing, fleece, suits, etc? These types of specifics can help you narrow down a certain type of manufacturer. There are clothing companies that specialize online in t-shirts and silk screening and there are other that specialize in more complex clothing like coats and jackets.

Choosing a manufacturer in the United States will of course be more expensive than working with a foreign manufacturer. However, foreign manufacturers usually have high order minimums and will not work with someone with a small order.

Another way to find an apparel manufacturer is to post your job on a job board for manufacturers and let them bid on the job. Try to weed out manufacturers that have negative reviews or negative feedback. When you start, it is

Engineering Capabilities Of Defence Vehicle Manufacturers

Engineering Capabilities Of Defence Vehicle Manufacturers

Complete design capability

One of the capabilities of reliable defence vehicle manufacturers is they have complete design capabilities. Of course, every client has their own needs and preferences. So, it is a must for manufacturers to match these requirements. Because of this, manufacturers have been dealing with all aspects of military vehicles from drivelines up to protection systems. Not to mention, most manufacturers are using the latest design tools to ensure reliable performance.

Duty-cycle requirement

There are defence vehicle manufacturers that follow duty-cycle requirements. These requirements are integral to ensure vehicle durability and efficiency. These requirements also aim to provide mobility, crew safety as well as reliability during unexpected attacks.

Product improvement and innovation

Of course, manufacturers are providing reliable and effective vehicles every time. However, there are cases when product improvement and innovation must be done. With this said, there are defence vehicle companies that offer constant improvements. These include advanced modeling techniques, incorporation of new technologies and even integration of customer requests.

Latest simulation tools and techniques

To ensure that all vehicles as well as its features are properly working, defence vehicle manufacturers also make use of the latest

Choose Reliable Control Transformer Manufacturers

Choose Reliable Control Transformer Manufacturers

The transformers are available in different types and sizes for the specific industrial applications. The wide range of device includes the rectifier transformer, auto transformer, step down transformer, control transformer and isolation transformer among various others. With the rapid growth and changes in the industrial area, the advancement of the device has created various concerns while choosing the device wisely for long-term functionality. Based on the types, sizes, productivity, and quality; the transformers are selected carefully as per the application. Before selecting the device you should choose the good Transformer Manufacturers.

Features Of A Well-Equipped Transformer Manufacturer In The Market:

  • Wide Range –¬†The manufacturer which is offering you fewer products may not have expertise in manufacturing a variety of products. But a manufacturer who already has a huge range of products can meet your demands and give you tremendous results. They must be capable of customizing the device as per your convenience.
  • Experience –¬†Manufacturing a huge range of products adds value to the reputation and goodwill of the company. Whether you need a custom-made transformer or a standard transformer, a manufacturer always has a fresh option to serve you with the best. The experienced manufacturers have professional
Small Business Manufacturing Ideas

Small Business Manufacturing Ideas

Establishing a business from home can be simple with some innovative manufacturing ideas. You can even start a business for free by making crafts or goods. The key to manufacturing products at home is to start out with a simple idea and build it based on what you are good at manufacturing. The best free small business manufacturing ideas are those that are based on building something that use your hands such as constructing crafts or replicating art or jewelry.
Those who are crafty can use products that they have in their house and manufacture jewelry, clothes, knitted pieces or crocheted pieces. You simply need initial start-up products and samples that will service as a representative of what you manufacture.
You can also take this a step further by replicated products such as jewelry or artwork from pop culture. These items are generally costly but can be replicated with little or no investment on your behalf. If you know how the basics of how to manufacture these items you can market yourself as a custom or niche manufacturer.
If you are skilled in construction you may consider doing this on a smaller scale by creating dollhouses. This innovative

Outsourcing Manufacturing

Outsourcing Manufacturing

Manufacturing outsourcingis not a new concept by any means. Companies often discover that for most of their parts manufacturing, outsourcing solutions are tricky to find and negotiate due to distance, cultural difference, language barriers, international trade regulations, foreign exchange rates, and ways of doing business. Yet companies from well-developed countries have almost always used manufacturing outsourcing to save on the cost of acquisition of contract manufacturing. Outsourcing over the Internet has advantages, and has drastically increased global sourcing as associations in foreign countries are now much easier to find and forge. The Internet is not without its disadvantages as well. Recent news about corruption and fraudulent overseas manufacturer scams on the very popular Alibaba website partly owned by Yahoo, (February 2011), raised doubts about validity of manufacturing outsourcing over the ‘Net as a trustworthy tack.

As the huge costs in local raw materials and manpower soar annually, companies of all sizes find out that total expenditures can be reduced in order to earn a profit by global sourcing of materials and finished products. Since the cost of production is significantly higher in countries such as the United States, Canada, the United Kingdom and other rich nations, there

Private Label Manufacturing

Private Label Manufacturing

Private label manufacturing gives any business the opportunity to have its own range of products, with its own brand name and label, for which customers must return exclusively to them to re-purchase.

With the correct formulations, these products can be as good as, if not better, than the leading brands. Private label manufacturing allows you to choose the quality of your ingredients and know exactly what is in the products you are using and selling to your customers.

You don’t need to hire a private manufacturer in order to produce your own range of products. You can easily and safely do it yourself. In fact, you can even manufacture products for other companies.

Private label manufacturing is also extremely profitable. If you have an existing business and use cleaning products, toiletries, skin or hair care products on a regular basis, you have the potential to save a substantial sum.

If you’re looking to start a business, or increase your existing income, cosmetic and chemical manufacturing has little competition for such a huge market.

The profit margins in private label manufacturing are something most outsiders find amazing – a bottle of shampoo which sells

Lean Manufacturing Transforms Businesses

Lean Manufacturing Transforms Businesses

The origins of the lean concept

In the middle of the 20th century, Toyota-the Japanese automaker-introduced lean manufacturing. To eliminate diverse waste types, the automaker introduced three broad categories-mura, muda and muri. (The lean principles were built from these three concepts only.)

  • Muda-it primarily refers to the seven waste forms.
  • Muri-it includes the modifications (in a production process) to get rid of the identified wastes
  • Mura-it comprises the steps that have to be taken (proactively or in response to a completed process) for eliminating unforeseen wastes

The seven waste types

Analyzing the working of lean principles begins by knowing muda (the seven waste forms) that is generally found while product manufacturing is underway.


This specific waste is of two types. First-if there is a manufactured product that is (or must be) sold at low rates, it can easily distress the company’s bottom line. Second-if there is a product that is manufactured before its buying needs arise, resources must be earmarked to store the merchandise.


Having an excess of inventory requires the additional money that is spent on storing it.


If you will unnecessarily